Article 4. BANK DEPOSITS AND COLLECTIONS  


Part 1. GENERAL PROVISIONS AND DEFINITIONS
§ 11-4-101. Short title
§ 11-4-102. Applicability
§ 11-4-103. Variation by agreement; measure of damages; action constituting ordinary care
§ 11-4-104. Definitions and index of definitions
§ 11-4-105. "Bank"; "depositary bank"; "payor bank"; "intermediary bank"; "collecting bank"; "presenting bank."
§ 11-4-106. Payable through or payable at bank; collecting bank
§ 11-4-107. Separate office of a bank
§ 11-4-108. Time of receipt of items
§ 11-4-109. Delays
§ 11-4-110. Electronic presentment
§ 11-4-111. Statute of limitations
Part 2. COLLECTION OF ITEMS: DEPOSITARY AND COLLECTING BANKS
§ 11-4-201. Status of collecting bank as agent and provisional status of credits; applicability of article; item indorsed "pay any bank."
§ 11-4-202. Responsibility for collection or return; when action timely
§ 11-4-203. Effect of instructions
§ 11-4-204. Methods of sending and presenting; sending directly to payor bank
§ 11-4-205. Depositary bank holder of unindorsed item
§ 11-4-206. Transfer between banks
§ 11-4-207. Transfer warranties
§ 11-4-208. Presentment warranties
§ 11-4-209. Encoding and retention warranties
§ 11-4-210. Security interest of collecting bank in items, accompanying documents, and proceeds
§ 11-4-211. When bank gives value for purposes of holder in due course
§ 11-4-212. Presentment by notice of item not payable by, through, or at a bank; liability of drawer or indorser
§ 11-4-213. Medium and time of settlement by bank
§ 11-4-214. Right of charge-back or refund; liability of collecting bank; return of item
§ 11-4-215. Final payment of item by payor bank; when provisional debits and credits become final; when certain credits become available for withdrawal
§ 11-4-216. Insolvency and preference
Part 3. COLLECTION OF ITEMS: PAYOR BANKS
§ 11-4-301. Deferred posting; recovery of payment by return of items; time of dishonor; return of items by payor bank
§ 11-4-302. Payor bank's responsibility for late return of item
§ 11-4-303. When items subject to notice, stop-payment order, legal process, or setoff; order in which items may be charged or certified
Part 4. RELATIONSHIP BETWEEN PAYOR BANK AND ITS CUSTOMER
§ 11-4-401. When bank may charge customer's account
§ 11-4-402. Bank's liability to customer for wrongful dishonor; time of determining insufficiency of account
§ 11-4-403. Customer's right to stop payment; burden of proof of loss
§ 11-4-404. Bank not obliged to pay check more than six months old.
§ 11-4-405. Death or incompetence of customer
§ 11-4-406. Customer's duty to discover and report unauthorized signature or alteration
§ 11-4-407. Payor bank's right to subrogation on improper payment
Part 5. COLLECTION OF DOCUMENTARY DRAFTS
§ 11-4-501. Handling of documentary drafts; duty to send for presentment and to notify customer of dishonor
§ 11-4-502. Presentment of "on arrival" drafts
§ 11-4-503. Responsibility of presenting bank for documents and goods; report of reasons for dishonor; referee in case of need
§ 11-4-504. Privilege of presenting bank to deal with goods; security interest for expenses