Section 33-39-12. Requests for information regarding previous adverse underwriting decisions or previous coverage obtained through residual market mechanism

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   No insurance institution, agent, or insurance-support organization may seek information in connection with an insurance transaction concerning:

   (1) Any previous adverse underwriting decision experienced by an individual; or

   (2) Any previous insurance coverage obtained by an individual through a residual market mechanism,

unless such inquiry also requests the reasons for any previous adverse underwriting decision or the reasons why insurance coverage was previously obtained through a residual market mechanism.

Code 1981, § 33-39-12, enacted by Ga. L. 1982, p. 615, § 1; Ga. L. 1992, p. 6, § 33.

                    
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