Article 1. GENERAL PROVISIONS  


§ 33-24-1. Definitions
§ 33-24-2. Applicability of chapter
§ 33-24-3. Insurable interest -- Personal insurance
§ 33-24-4. Insurable interest -- Property insurance
§ 33-24-5. Persons having capacity to contract for insurance; purchase of insurance by or for minors; rescission, avoidance, or repudiation of contracts by minors
§ 33-24-6. Consent of insured to insurance contract; exceptions; reliance by insurer on statements in application
§ 33-24-6.1. Prerequisites for replacement life insurance exceeding insurance being surrendered
§ 33-24-7. Statements and descriptions in applications or in negotiations deemed representations and not warranties; effect of misrepresentations upon recovery under policies
§ 33-24-8. Admissibility in evidence of applications in actions between insurer and insured
§ 33-24-9. Approval or disapproval of forms
§ 33-24-10. Grounds for disapproval of forms
§ 33-24-10.1. Standard or uniform claim form
§ 33-24-11. Waiver by Commissioner of use of standard or uniform provisions in policies or contracts; approval of use of substitute provisions
§ 33-24-12. Noncomplying conditions or provisions; cancellation of contracts covering uninsurable subjects
§ 33-24-13. Execution of policies; use of facsimile signatures
§ 33-24-14. Delivery of policies
§ 33-24-15. When policies or contracts become effective
§ 33-24-16. Construction of policies
§ 33-24-16.1. Clarification of term "actual charge" or "actual fee"
§ 33-24-17. Assignment of policies
§ 33-24-18. Contents of insurance policies and annuity contracts generally
§ 33-24-19. Incorporation of constituent documents in policies
§ 33-24-19.1. Certificate of insurance forms to be approved by Commissioner; definitions; required provisions of certificate
§ 33-24-20. Provision in accident and sickness policies for termination of coverage of surviving spouse or as result of break in marital relationship; issuance of policy to spouse
§ 33-24-21. Provision in accident and sickness policies for termination of group coverage of surviving spouse or as result of break in marital relationship; issuance of policy to spouse
§ 33-24-21.1. Group accident and sickness contracts; conversion privilege and continuation right provisions; impact of federal legislation
§ 33-24-21.2. Continuation of coverage under group accident and sickness plans for persons 60 years of age or older
§ 33-24-22. Provision in health insurance policies for coverage of newly born or adopted children
§ 33-24-23. Provision in group policies of accident and sickness insurance for exclusion or reduction of benefits
§ 33-24-24. Provision in group or blanket accident and sickness policies of coverage for complications of pregnancy
§ 33-24-25. Provisions in group or blanket policies excluding or reducing coverage of persons eligible for or receiving medical assistance
§ 33-24-26. Provisions limiting or restricting payment of benefits for preexisting illnesses or conditions
§ 33-24-26.1. Provisions required in group policies or contracts of disability income insurance covering preexisting conditions; restrictions on preexisting condition limitations or exclusions
§ 33-24-27. Provision for reimbursement for services within the lawful scope of practice of psychologists or chiropractors
§ 33-24-27.1. Provision for reimbursement for services within the lawful scope of practice of optometrists
§ 33-24-27.2. Provision for reimbursement for services within the lawful scope of practice of athletic trainers
§ 33-24-28. Termination of coverage of dependent child upon attainment of specified age
§ 33-24-28.1. Coverage of treatment of mental disorders
§ 33-24-28.2. Coverage of outpatient surgery
§ 33-24-28.3. Policies not to exclude payment to hospitals specializing in treatment of alcoholics or drug addicts
§ 33-24-28.4. Coverage of general anesthesia and hospital or ambulatory surgical facility charges for certain dental care
§ 33-24-29. Coverage for treatment of mental disorders under accident and sickness insurance benefit plans providing major medical benefits covering small groups; federal law
§ 33-24-29.1. Coverage for mental disorders under accident and sickness insurance benefit plans providing major medical benefits covering all groups except small groups
§ 33-24-30. Excluding or denying coverage on basis of violation of civil air regulations
§ 33-24-30.1. Excluding or denying coverage on basis of lawful firearms possession
§ 33-24-31. Provision in group disability income policies for offsetting of increased social security benefits
§ 33-24-32. Underwriters' and combination policies
§ 33-24-33. Binders and other contracts for temporary insurance
§ 33-24-34. Group insurance for government employees -- Authorization generally; deduction of premiums from wages or salaries
§ 33-24-35. Group insurance for government employees -- Participation by employees generally; withdrawal or retirement from group plan
§ 33-24-36. Group insurance for government employees -- Effect upon rights under Workers' Compensation Act
§ 33-24-37. Group insurance for government employees -- Effect upon local and special laws
§ 33-24-38. Renewal or extension of policies by certificate or endorsement
§ 33-24-39. Insurers to furnish forms for proof of loss; effect of furnishing or failure to furnish forms
§ 33-24-40. Acts of claims administration not to be deemed waiver of policies or defenses under policies
§ 33-24-41. Payment of claims under policies -- Discharge of insurer by payment generally
§ 33-24-41.1. Motor vehicle accident claim covered by two or more insurance carriers; limited release
§ 33-24-41.2. Written notice by insurer to claimant of payment of claim in third-party settlement
§ 33-24-42. Payment of claims under policies -- Payment of claims in event of simultaneous deaths
§ 33-24-43. Payment of claims under policies -- Medium of payment
§ 33-24-44. Cancellation of policies generally
§ 33-24-44.1. Procedure for cancellation by insured and notice
§ 33-24-45. Cancellation or nonrenewal of automobile or motorcycle policies; procedure for review by Commissioner
§ 33-24-46. Cancellation or nonrenewal of certain property insurance policies
§ 33-24-47. Notice required of termination or nonrenewal, increase in premium rates, or change restricting coverage; failure of insurer to comply
§ 33-24-47.1. Notice prior to cancellation or nonrenewal of individual or group accident and sickness policy
§ 33-24-48. Acceptance of surety insurance companies as sureties upon bonds of persons or corporations; rights and liabilities of corporate sureties
§ 33-24-49. Deposit of funds covered by bonds
§ 33-24-50. Action as sureties upon guaranteed arrest bond certificates; acceptance of certificates
§ 33-24-51. Purchase of insurance covering injuries resulting from governmental ownership and use of motor vehicles; waiver of governmental immunity; limitation of liabilities
§ 33-24-52. Direct response insurance business
§ 33-24-53. Compensation for referrals or recommendations to attorneys prohibited; penalties
§ 33-24-54. Payments to nonparticipating or nonpreferred providers of health care services
§ 33-24-55. Health insurance; recovery rights of state for payments made under Medicaid; rights of children to coverage; requirements for insurers under orders to provide coverage
§ 33-24-56. Prohibition against requiring referral from primary care physician to dermatologist
§ 33-24-56.1. Reimbursement of medical expense or disability benefit providers in personal injury cases; subrogation prohibited; notice
§ 33-24-56.2. Surveillance tests for ovarian cancer
§ 33-24-56.3. Colorectal cancer screening and testing
§ 33-24-56.4. Payment for telemedicine services
§ 33-24-57. Health insurance; provision that coverage cannot be terminated due to individual claims experience required
§ 33-24-57.1. Health insurance identification card; issue required; contents; updating; social security numbers not to be displayed
§ 33-24-58. Newborn Baby and Mother Protection Act -- Short title
§ 33-24-58.1. Newborn Baby and Mother Protection Act -- Legislative findings and declaration
§ 33-24-58.2. Newborn Baby and Mother Protection Act -- Minimum health benefit policy coverage; prohibited actions by insurance providers; required notice to mother
§ 33-24-59. Women's access to health care; health insurance; provision disclosing insured's right to direct access to obstetricians and gynecologists required
§ 33-24-59.1. Coverage for treatment of dependent children with cancer
§ 33-24-59.2. Coverage for equipment and self-management training for individuals with diabetes; enforcement
§ 33-24-59.3. Payments sent directly to health care provider by insurer
§ 33-24-59.4. Confidentiality of medical information obtained from pharmacies; restrictions on release of information; penalty for violation
§ 33-24-59.5. Definitions; timely payment of health benefits; notification of failure to pay; penalties; applicability
§ 33-24-59.6. Prescribed female contraceptive drugs or devices; insurance coverage
§ 33-24-59.7. Coverage for the treatment of morbidly obese patients; short title; legislative findings; adoption of rules and regulations by Commissioner
§ 33-24-59.8. Coverage for prescription inhalers; no restriction on the number of days before obtaining a refill as prescribed
§ 33-24-59.9. Registered nurse first assistants
§ 33-24-59.10. Coverage for autism
§ 33-24-59.11. Insurance coverage for prescription drugs used in manner different than use authorized by FDA
§ 33-24-59.12. Patient access to eye care
§ 33-24-59.13. Exemptions from certain unfair trade practices for certain wellness and health improvement programs; incentives
§ 33-24-59.14. Definitions; prompt pay requirements; penalties
§ 33-24-59.15. Definitions; dental insurance
§ 33-24-59.16. Equal access to child's health insurance information; exceptions

REFS & ANNOS

TITLE 33 Chapter 24 Article 1 NOTE

LAW REVIEWS. --For note on 1995 amendments and enactments of Code sections in this article, see 12 Ga. St. U.L. Rev. 264 and 268 (1995).